Visual Risk is the most advanced treasury system of its kind for Corporates. At the core of our solution is the ability to process, analyse and display complex data in a unique graphical manner. This assists treasury to better visualise, understand and report complex information to senior management, leading to better decisions.
Modular by design, integrated by nature, it can be flexibly tailored to your requirements. Whether your situation is simple or complex, we can deliver a system to perfectly meet your needs. Easy to use and cost-effective, Visual Risk will deliver the strategic advantage you need to effectively manage your treasury.
Visual Risk can be deployed via the Cloud or locally. Core modules can be licenced individually and integrated with other treasury solutions. Alternatively, modules can be integrated to deliver a single, fully-featured treasury system.
The calibre of our client relationship staff is unparalleled. Visual Risk is committed to delivering best-practice implementation, support and training services which crucially ensure you will gain maximum benefit from our solutions.
Visual Risk automatically imports market data via the web through our partnership with Thomson Reuters. You only pay for the data you need. Alternatively, it can also connect to other data providers.
INTEREST RATES • FX • COMMODITIES • INFLATION
Visualises your risk
The reporting dashboard intelligently mines and analyses portfolio data from deep within your portfolios and then publishes the outputs with clear visual representations for management reporting, ensuring compliance with your treasury policy and other management reporting metrics.
Models your exposures
The engine effortlessly consolidates your exposures and hedges and applies behavioural assumptions. It then simulates potential market movement impacts on forecast cashflow and valuations. It can model multiple portfolio risk over differing asset classes and apply correlations.
Simulates market duress
Applies advanced risk management techniques such as Cashflow-at-Risk and Value-at-Risk to stress test existing portfolios over thousands of simulated scenarios. It can also analyse the impact of potential ‘what-if’ hedging strategies on your cashflow outcomes.
Consolidates existing exposures and hedges from various systems & spreadsheets across the company
Sources scenarios from underlying market data & allows users to automate or customise curve shifts & twists
Enrich & Project
Combines scenarios with forecast exposures and what-if hedging strategies to project cashflow & compare outcomes
Analyse & Report
Dynamically analyses sensitivity, policy compliance & impact of what-if hedging strategies in a unique reporting dashboard
Advanced instrument library
Captures exposures across IR, FX, Energy and CommoditiesModels and values most financial instruments from vanilla through to exoticsSupports complex derivatives like cross currency swaps, inflation products, exotic options, Asians and BermudansModels customised structures
Reports policy compliance
Supports policy metrics like hedge ratios, effective rate targeting and DurationReports credit risk against policy limits using customisable potential credit exposure calculationsReports variance from budgets and targetsEnables regular policy review and re-assessment
Superior market risk analysis
Stress tests portfolios with dynamic scenario shifts and twistsExcels at what-if analysis for hedge strategy comparisonsHelps to optimise the risk/reward trade-off of hedging strategiesAssesses bank proposals, potential close-out of existing hedges, blend and extends
Forecasting & sensitivities
Aggregates and analyses alternative exposure and hedging profilesGenerates long-term cash flow forecasts based on differing market outcomesFlexes and stresses forecasts with interactive scenariosAssesses cash flow and valuation sensitivities with ease
Dynamic visual reporting
Applies a unique visual approach to analyse, quantify and report risk exposuresGenerates dynamic flexible reporting to provide unique insights for managementAnalytic output is graphically and numerically representedProvides drill-down capability on underlying instruments and data
Advanced risk methodologies
Analyses Cashflow-at-Risk with dynamic Monte Carlo simulationsOptional algorithms: Geometric Brownian Motion, Mean Reversion and Jump DiffusionGenerates Value-at-Risk with multiple confidence intervalsMulti asset class analysis across FX, Interest Rates, Commodities with correlations
IAS 39 • IFRS 7 • IFRS 9 • IFRS 13
Simplifies hedge accounting
The solution allows you to designate and test any hedge relationship, producing fully compliant hedge documentation and all accounting entries to satisfy ever-changing accounting standards. This will assist in reducing or eliminating your earnings volatility
Solves complex issues
It delivers proven solutions for the most challenging of requirements including cross currency swaps, basis risk, inflation linked derivatives, amortising structures and options. It can utilises customisable hypothetical derivatives for cashflow hedges
It easily produces your financial risk disclosures including liquidity reporting, market valuations, sensitivity impacts and credit value adjustments, using simple and advanced potential future exposure methodologies to satisfy Big 4 audit requirements
Easily allocates exposures & hedges to fair value, cash flow or net investment hedge relationships
Values a broad library of instruments with CVAs. Can include currency & money market basis spreads
Tests prospectively & retrospectively using a wide range of advanced approaches & hypothetical derivatives
Generates all hedge documentation including strategy, objectives & test results to satisfy audit needs
Generates accounting entries & breakdowns between P&L, balance sheet & hedge reserve for posting to GL
Designates & documents
Quickly links interest rate, FX and Commodity exposures and hedgesGenerates fully IAS 39/IFRS 9 compliant hedge documentationSupports partial allocation of exposures to hedges and time bucketing of exposuresReports by individual instrument or by portfolio
Tests prospectively and retrospectively using regression or dollar-offsetAllows customisable hypothetical derivative for effectiveness testingCan split option valuation into time and intrinsic valueProvides breakdown of effectiveness testing outcomes
Easily handles complexity
Handles cross currency swaps and amortising structuresDelivers defined-range effectiveness tests for optionsCan test relationships troubled by basis risk mismatchesIntegrates CVA/DVA adjustments into hedge accounting documentation
Generates all report outputs for audit purposesCalculates equity and P&L accounting entries for all relationshipsValues exposures and hedges excluding accrued interest, margin or forward pointsProvides a full suite of summary reports
Simplifies IFRS 7 disclosure
Applies sensitivity analyses with user-defined market shocksAllocates market sensitivity results into potential impact on equity and P&LGenerates liquidity risk disclosures using undiscounted cash flowsCalculates counterparty credit risk based on user-defined parameters
TREASURY & CASH MANAGEMENT
OPERATIONS • ACCOUNTING • CASH
Efficiency & control
Our solution delivers consistent and integrated treasury processes to capture, confirm and settle internal and external treasury transactions. We offer strong back office support for all treasury activities within a fully integrated, secure environment
Centrally manages bank accounts, imports daily statements and provides a complete view of your cash and and future liquidity positions, including non-treasury cash flow. Will report variances between actual cashflow and prior forecasts
Provides extensive reporting and dashboards for instant visibility on all crucial treasury metrics, activities and positions. All reporting can be easily configured by users for maximum flexibility. This allows treasury to focus on more crucial strategic activities
Ensures proposed transactions are undertaken within defined treasury policy & limits
Provides secure deal capture, approval & confirmation workflow with segregation of duties & auditing
Automates repetitive treasury processes including bulk rate-sets, settlements & accounting
Imports bank statements, adding treasury and other non treasury cash flow to construct forecasts
Delivers a broad suite of user-configurable reports to ensure full visibility over treasury operations
Captures and values a broad range of interest rate, FX, inflation and commodity instrumentsSimplifies workflow from deal capture through approvals, confirmations to settlementDelivers a full suite of comprehensive flexible reporting
Debt facility management
Captures bank facilities, bank guarantees, letters of credit and intercompany loansSupports all revolving, multicurrency and syndicated loan facilities with complex fee structuresAccurately reports facility utilisation, all fees and accruals in detail
Integrated market data
Interfaces easily and automatically with leading data providersGenerates all valuations with detailed breakdowns and data historiesInternally generates market curves for deal valuationsAutomates bulk instrument rate setting
Robust audit and security
Segregates duties to create a secure treasury environmentDelivers a highly structured transaction workflow and approval processMaintains a comprehensive audit trailEasily configurable to support either simple or complex treasuries
Delivers journals for interest accruals, valuations and exposuresIntegrates easily with a wide range of accounting systemsProvides ability to eye-check entries before postingSupports multiple charts of accounts
Balances and transactions can be uploaded and reconciledConsolidates treasury and non-treasury inputs to generate daily and longer term cash-flow projectionsSaves forecasts to facilitate Actual versus forecast reporting
RISK • HEDGE ACCOUNTING • TREASURY & CASH MANAGEMENT
The solution delivers all the benefits of our core modules in a seamlessly integrated package:
Risk AnalyticsHedge AccountingTreasury & Cash Management.
It is designed from the ground up to simplify all treasury activities. From pre-deal analysis and deal capture, right through to risk analytics, stress testing, treasury policy, cash management, general ledger, hedge accounting and board reporting, it will deliver you full control over all treasury functions in a single treasury ecosystem.